Mortgage Center
Mortgages Made Easy
Buying or building a home is one of the most important decisions you will ever make. Tioga State Bank is here to help you every step of the way. We make decisions locally so you have answers quickly.
Whether you are a first time home buyer, upgrading, downsizing, or building a new home, Tioga State Bank is ready to help you with a fixed rate or adjustable rate mortgage, a first time home buyer mortgage, construction mortgage, or mortgage for a manufactured home or investment property.
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Applying online is as easy as 1-2-3. You can apply now in as little as 20 minutes.
- Click Apply Now and complete the application.
- When you have completed the application, click submit and your information will be reviewed for instant online approval.
- A Tioga State Bank Mortgage Expert will follow up to answer your questions.
Our goal is to provide the highest level of service at competitive rates. Our Mortgage Experts are only a phone call away if you need help. Contact us at 888-303-4TSB (4872).
Click here for a list of TSB’s mortgage fees
To request information or report an error relating to the servicing of your mortgage loan please send a written request to Tioga State Bank, Attn: Mortgage Department, 1 Main Street, PO Box 386, Spencer NY 14883 and include your name, loan number, property address and a statement of either the information you are requesting or the error you believe has occurred. You may also call our Customer Service Center at 1-888-303-4872.
Complaints and requests for further information about Tioga State Bank may be submitted to the New York State Department of Financial Services Consumer Assistance Unit at 1-800-342-3736 or by visiting the department’s website at www.dfs.ny.gov.
