Erin joined Tioga State Bank in 2010 as a member of the loan department servicing mortgage applications. In 2016, she was promoted to the position of a processor/closer for mortgages in application. She then joined the mortgage origination team in 2018. Erin offers her clients a unique perspective having worked in both the processing and origination side of mortgage services. This experience allows her to better understand the needs of customers from start to finish of the mortgage lending process.
Erin serves customers in Tioga, Chemung, and Broome Counties in New York. She is available to meet her customers at her office at the Tioga State Bank Owego Office or at a location convenient to them.  She is here to guide her customers through the entire mortgage process.

Bobbie first joined Tioga State Bank in 2018 and has been a part of the mortgage origination team for over 2 years. With her past experience as a Real Estate Paralegal and Real Estate Salesperson, she is always available to customers as their point of contact helping guide them through the complex process. From start to finish, Bobbie works with them throughout every step of the mortgage origination process.
Bobbie serves customers in the Southern Tier of New York and the Northern Tier of Pennsylvania. She is available to meet her customers at her office at the Tioga State Bank Waverly Office or at a location convenient to them.